Payment Policy

Last Updated: August 29, 2026

This Payment Policy applies to online Fashion Jewelry purchases made through mundojoyass.shop

Mundo Joyas's provides secure online payment options for customers purchasing eligible Fashion Jewelry products through our website.

Accepted Payment Methods

Mundo Joyas's accepts the following payment methods for eligible online purchases:

Visa
Mastercard
Maestro
American Express
JCB
Visa Electron
Discover
Diners Club

Payment method availability may depend on:

Customer location
Device
Payment provider
Checkout configuration
Applicable transaction requirements

A payment option should be considered available only when it is displayed during the actual checkout process.

Currency

All online prices and transactions are presented in:

United States Dollars (USD)

unless otherwise clearly stated.

Payment Authorization

Payment must be successfully authorized before an online order can be completed and fulfilled.

Your bank, card issuer, or payment provider may perform security checks or authorization procedures before approving a transaction.

When You Are Charged

The timing of payment authorization or payment capture may depend on:

Payment method used
Payment provider requirements
Transaction processing procedures

The final amount payable will be clearly displayed during checkout before you submit your order.

Taxes

Applicable sales tax or other required taxes may be calculated during checkout according to:

Shipping address
Applicable state requirements
Applicable laws and regulations

Any required taxes will be displayed before the order is completed.

Shipping Charges

Standard Shipping is FREE for all eligible U.S. online orders.

There is:

No minimum purchase requirement for Free Standard Shipping.

If optional paid shipping services become available, the additional cost will be clearly displayed during checkout before payment.

Payment Security

Payment transactions are processed through secure payment systems available through our checkout.

Mundo Joyas's does not request or collect complete payment card information through email or unofficial communication channels.

Customers should never send complete card details through ordinary email or chat messages.

Failed or Declined Payments

A payment may be declined by:

Bank
Card issuer
Payment provider
Fraud prevention system

Mundo Joyas's may not receive specific information explaining why a payment was declined.

If a payment fails, customers should:

Verify entered payment information
Confirm available funds or card status
Contact their payment provider if necessary

Fraud Prevention

To protect customers and our business, orders may be subject to reasonable:

Payment verification
Security checks
Fraud-prevention review

Mundo Joyas's reserves the right to cancel an order when we reasonably believe a transaction is:

Unauthorized
Fraudulent
Invalid
In violation of applicable requirements

If payment has already been collected for a canceled order, any applicable refund will be processed according to the payment provider's refund procedures.

Refunds

Approved refunds are returned to:

The original payment method used during purchase

Mundo Joyas's processes approved return refunds within:

7 business days after receiving, inspecting, and approving the returned item

Your bank, card issuer, or payment provider may require additional time to display the refunded amount.

For complete return requirements, please review:

Return & Refund Policy

Online and In-Store Payments

This Payment Policy applies only to purchases completed through:

mundojoyass.shop

Payment methods and terms for jewelry purchased directly from our Miami physical store may differ.

Gold-plated jewelry, solid gold jewelry, yellow gold jewelry, white gold jewelry, diamond jewelry, and other fine-jewelry purchases made in-store are subject to applicable in-store payment procedures.